Backdating life insurance save age Live web cam homexxx

For example: a 58 year old can purchase a 30 year term policy, whereas the product is unavailable for ages 59 and over.This can be significant if the insured has a 30 year mortgage that they would like to have paid off in the event of death. The issue age is the age the policy premiums are based upon. Did you know life insurance companies use two different methods to determine your issue age?I have a client I am currently working with who had an age change in June of this year.

Most insurance companies use the nearest age method in determining the policy issue age.

Generally speaking, the younger the issue age, the lower the premiums.

The calculates the issue age based upon the nearest age to your policy date.

His wealth of experience empowers clients to make best possible decision regarding a life insurance policy.

To explore the best life insurance option, contact Ken at 1-800-651-1953 or [email protected]

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